Category: business loans india

June 19, 2025

Best Bank for Business Loans in India: Your 2025 Guide

Picking the best bank for a business loan in India isn't just about interest rates—it's about who moves fast, offers flexibility, and actually understands what growing businesses need. This article breaks down India's top banks for business loans in 2025, digging into what really sets them apart. With examples, recent trends, and practical tips, you’ll get the inside story on loan features, documentation, and customer experiences. Find out which banks are a hassle, which help smooth the process, and how new tech is changing the game. No nonsense, just the facts—and everything you need to pick the right partner for your next big step.

June 12, 2025

US Citizen Stay Limits in India Without OCI: What You Need to Know

Wondering how long you can stay in India as a US citizen without OCI status? This article breaks down the visa rules, stay limits, and tips for making the most of your trip. Learn the key differences between tourist and business visas and how they impact your travel plans. Get practical advice for frequent visitors and those considering business ventures. No jargon, no fluff—just what you need to know.

June 3, 2025

10 Lakh Personal Loan Eligibility: Who Qualifies in India?

Wondering if you can get a 10 lakh personal loan in India? This article unpacks the main eligibility criteria, including salary, credit score, work stability, and documents required. Find tips to boost your approval chances and common stumbling blocks that hold people back. Whether you're self-employed or salaried, this guide gives you clear steps to check your own eligibility before applying. No confusing jargon—just practical info you can use right now.

April 12, 2025

Can NRIs Get Business Loans in India?

NRIs might face confusion when it comes to securing business loans in India. There are options and benefits available for NRIs interested in pursuing business ventures in India. Understanding eligibility criteria, the application process, and necessary documentation is essential. We'll unveil how NRIs can navigate the business loan landscape in India effectively. Various banks and financial institutions offer tailored solutions for NRI entrepreneurs.

April 4, 2025

How to Earn 1 Lakh Per Month Business in India

Starting a business to earn 1 lakh per month in India involves understanding market needs and finding the right niche. Securing a business loan can provide the necessary capital, making it crucial to know what options are available and how to qualify for them. This guide offers practical insights on selecting the right business idea, accessing business loans, and leveraging skills to boost income. Learn how to navigate the Indian market and tap into profitable opportunities that align with current trends. Equip yourself with strategies to kickstart a successful venture and achieve your monthly income goals.

April 1, 2025

Can I Write Off My Business Loan?

Navigating the world of business loans in India can be tricky, especially when it comes to tax deductions. This article sheds light on whether you can write off your business loan, exploring the tax laws, what you can actually deduct, and smart strategies to make the most of your business finances. Learn about the expenses you can claim and how to effectively manage your loan for tax benefits.

March 31, 2025

Can NRIs Really Get a Loan in India?

It might seem tricky for NRIs to get a loan in India, but it's definitely possible. Various Indian banks provide loans to NRIs for purposes like business, home buying, or personal projects. There are specific eligibility criteria, documentation, and loan conditions to consider. Understanding these aspects is key to securing a loan that suits your needs while living abroad. This article explores the main factors NRIs should know before applying for a loan in India.

March 14, 2025

Small Business Loan Disqualifications: What You Need to Know

Applying for a small business loan in India? It's important to understand what might disqualify you. Factors like poor credit scores, insufficient cash flow, and lack of a solid business plan can play a big role. Being aware of these can improve your chances of getting approved. Learn what lenders look for to avoid disqualification.

February 7, 2025

Is Business Loan Taxable in India?

Understanding the tax implications of business loans in India is crucial for entrepreneurs and business owners. While the principal amount of a business loan isn't taxable, the interest paid can offer some tax benefits. Proper bookkeeping is important to claim deductions on interest payments. Being aware of these rules helps in better financial planning.